It’s totally obvious that there are no guarantees in life. Anything can happen to anybody at any time, positive or negative. The only thing we can control is how we deal with everything, and in what we are able to do in our lives.
Naturally we should make the best effort we can to ensure that things turn out well for all concerned as far as we have the power to influence. Again, though unfortunately this does not dictate that everything will remain as it is or improve, and it may be quite the opposite.
So unless you have an iron-clad contract at your job, then you need to be aware that the job could disappear one way or the other, today, tomorrow or the next day. Sometimes this can even be where ‘punishment for a job well-done’ can occur, in that for example in a workforce reduction for the purpose of saving money for the company, they may eliminate the people that have the most experience, do the bigger jobs and/or are consequently higher paid.
In a situation like this where they may be trying to save the company, they have absolutely no compunction about impacting customer service. Believe it or not in many cases, they do not consider either the employee or the customer, but more than likely the stockholders. It looks good when they can reduce their operating costs and that is ‘the bottom line’.
In a dire straights situation they also do not consider that you are a person, but rather you represent a ‘position’ or expenditure. As the saying goes, ‘it is nothing personal’ and it isn’t, from either a positive or negative perspective. It’s the ‘cost of doing business’. The fact is that you really have no control over your own destiny if you remain in a vulnerable spot like that.
You will be pleasantly surprised even before you earn your first dime from starting a home business, how much stronger and less helpless you will feel. Why? Because you are taking control and from this position of power you can build more and more momentum in your self-confidence and self-esteem. Your motivation to succeed will also increase exponentially every time it occurs to you that you are in control.
The smartest way to go about this is to start saving your money now – first of all so you will have a little operating money for starting a home business, and secondly to begin to create an emergency fund in case something should happen to your job or main source of income.
While you may feel that you have sufficient credit to cover you in a crisis, (or to start a business), this is a big mistake (unless you wouldn’t mind possibly filing for bankruptcy eventually and of course thereby losing your credit). Keep in mind that bills need to be paid on time. Funny money is not so funny really when you find you have over-extended yourself and still have no way to make any of those ‘balloon’ payments you planned on to clear up the balance.
You need to take this really seriously and attempt to determine what kind of a business you might start. Note here that it is vastly less expensive to start a home business online, than trying to open up a brick and mortar business; and much more convenient to have an online business as opposed to a second job.